Banking

Research: Alt loaning design exceeds credit history on opening providing

An scholastic paper studying anonymized administrative information from fintech lending institution Upstart Network discovered its alternative credit-decisioning design might broaden the swimming pool of prospective customers more than conventional credit designs. “Invisible Primes: Fintech Lending with Alternative Data” discovered that a conventional counterfactual design, established in coordination with the Consumer Financial Protection Bureau (CFPB) and utilized for […]



Gabriel

A news media journalist always on the go, I've been published in major publications including VICE, The Atlantic, and TIME.

Related Articles

Back to top button