Research: Alt loaning design exceeds credit history on opening providing

An scholastic paper studying anonymized administrative information from fintech lending institution Upstart Network discovered its alternative credit-decisioning design might broaden the swimming pool of prospective customers more than conventional credit designs. “Invisible Primes: Fintech Lending with Alternative Data” discovered that a conventional counterfactual design, established in coordination with the Consumer Financial Protection Bureau (CFPB) and utilized for […]


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